Current Rates as of 4/1/2025
Share Accounts
Account Type |
Minimum Balance to Earn Dividends |
Dividend |
APY* |
Regular Shares |
$100 |
0.15% |
0.15% |
Share Draft Checking |
$0 |
0.05% |
0.05% |
Term Share Certificates -
6 Month Term |
$1,000 |
1.860% |
1.874% |
Term Share Certificates -
12 Month Term |
$1,000 |
2.360% |
2,381% |
Term Share Certificates -
18 Month Term |
$1,000 |
2.860% |
2.891% |
Term Share Certificates -
24 Month Term |
$1,000 |
2.860% |
2.891% |
New! Relationship Rate Bonus on Term Share Certificates
Build a Better Rate!
Relationship Factor** |
Bonus APY* |
6 Mth TSC Dividend APY* |
12 Mth TSC Dividend APY* |
18 Mth TSC Dividend APY* |
24 Mth TSC Dividend APY* |
Use 3 or more digital/card products
(e.g., online/mobile banking, bill pay, zelle, debit card, credit card) |
+0.25% |
One Factor
2.108%
2.125% |
One Factor
2.605%
2.631%* |
One Factor
3.104%
3.141%*
|
One Factor
3.104%
3.141%* |
Active Checking & Direct Deposit of $500+/month for 6 months+ |
+0.25% |
Two Factors
2.354%
2.375%* |
Two Factors
2.850%
2.881%* |
Two Factors
3.349%
3.391%* |
Two Factors
3.349%
3.391%* |
Membership for 2+ years |
+0.25% |
Three Factors
2.598%
2.624%* |
Three Factors
3.095%
3.131%* |
Three Factors
3.592%
3.641%* |
Three Factors
3.592%
3.641%* |
Combined Deposits of $25,000+ |
+0.25% |
Four Factors
2.844%
2.874%* |
Four Factors
3.339%
3.381%* |
Four Factors
3.835%
3.891%* |
Four Factors
3.835%
3.891%* |