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Dividend Rates

Current Rates as of 4/1/2025

Share Accounts
Account Type Minimum Balance to Earn Dividends Dividend APY*
Regular Shares $100 0.15% 0.15%
Share Draft Checking $0 0.05% 0.05%
Term Share Certificates -
6 Month Term
$1,000 1.860% 1.874%
Term Share Certificates -
12 Month Term
$1,000 2.360% 2,381%
Term Share Certificates -
18 Month Term
$1,000 2.860% 2.891%
Term Share Certificates -
24 Month Term
$1,000 2.860% 2.891%

Share rates and yields are subject to change without notice.
$5 minimum deposit required at account opening for regular share account only.
Early withdrawal penalties may apply. Fees may reduce earnings.
*Annual Percentage Yield


New! Relationship Rate Bonus on Term Share Certificates

Build a Better Rate!

Relationship Factor** Bonus APY* 6 Mth TSC Dividend APY* 12 Mth TSC Dividend APY* 18 Mth TSC Dividend APY* 24 Mth TSC Dividend APY*
Use 3 or more digital/card products
(e.g., online/mobile banking, bill pay, zelle, debit card, credit card)
+0.25% One Factor
2.108%
2.125%
One Factor
2.605%
2.631%*

One Factor
3.104%
3.141%*

One Factor
3.104%
3.141%*
Active Checking & Direct Deposit of $500+/month for 6 months+ +0.25% Two Factors
2.354%
2.375%*
Two Factors
2.850%
2.881%*
Two Factors
3.349%
3.391%*
Two Factors
3.349%
3.391%*
Membership for 2+ years +0.25% Three Factors
2.598%
2.624%*
Three Factors
3.095%
3.131%*
Three Factors
3.592%
3.641%*
Three Factors
3.592%
3.641%*
Combined Deposits of $25,000+ +0.25% Four Factors
2.844%
2.874%*
Four Factors
3.339%
3.381%*
Four Factors
3.835%
3.891%*
Four Factors
3.835%
3.891%*

Share rates and yields are subject to change without notice.
Early withdrawal penalties may apply. Fees may reduce earnings.
*Annual Percentage Yield
** To be eligible for the Bonus APY, member must have the qualifying relationship factor at the time of account opening; maximum bonus is +1.00%APY*.