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Youth Accounts

RTFCU encourages young members (ages 0 to 21) to start saving money early and regularly to develop good savings habits.

Features

  • $1 minimum balance “share” savings account
  • Earn dividends, compounded and paid quarterly
  • Berenstain Bears Cub Club Accounts for ages 4 - 10
  • Teen Checking Accounts with VISA debit card available at the age of 15, must have an adult (parent, legal guardian) as joint owner

Berenstain Bears® Cub Club Savings Account

Let's make saving fun!

Ages 4-10

RT Federal Credit Union is committed to providing financial education to people of all ages. We believe that learning about money management should be fun, which is why we're excited to partner with The Berenstain Bears® Financial Literacy Program. Together, we'll help you and your family learn the important financial concept of Save, Spend, Share, Earn. Join us and your favorite bear family on this exciting journey towards a brighter financial future!

At Account Opening, Cub Club Kids Receive

A Welcome Box with

  • A Special Cub Club Membership Card
  • A Berenstain Bears® Visit the Credit Union Book
  • A Berenstain Bears® Bookmark
  • Coloring Pages, Activity Sheets, and Crayons
  • And a Piggy Bank

Extra Cub Club Member Benefits Include

  • Up to a $10.00 Match at Account Opening
  • A prize with every deposit made
  • At year end, if 12 deposits of $5 or more have been made during the year, we will match up to $25.00

Features

  • RTFCU is federally insured by NCUA up to $250,000.
  • All savings accounts earn dividends that are compounded and paid quarterly, when you maintain the minimum daily balance.
  • There are no monthly service charges.
  • No matter what your purpose is for saving, RTFCU has a savings option to help you reach your goals.