Home Loans

A loan that fits your life!

Home Equity Loans

Accessing your homes equity is easy with RT Federal Credit Union. Whether you are looking to finance your next home project or second home purchase, consolidate high interest rate debt, or open a line of credit for future needs we have the right loan for you.

Fixed-Rate Home Equity Loans

Our fixed-rate loans are available in terms up to 15 years and your interest rate will not change during the life of your loan.

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Home Equity Line of Credit (HELOC) with Fixed-Rate Options

RT Federal Credit Union’s variable rate Home Equity Line of Credit has a 15-year draw period and is a unique option that combines the flexibility of a line of credit with the option of locking in fixed-rate loans under the same line.

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Home Mortgage Loans

RT Federal Credit Union is here to help you make one of the biggest investments you’ll make in your life. Whether you are buying a new home or refinancing your current home, we have the right home loan for you.

Competitive Rates
Local Processing
Quick Decisions
Available for Primary Residence, Second Homes, Vacation Homes, or Investment Properties
Customizable Terms
Choice in Financing Programs