Financial Counseling

Here are some warning signs that you are experiencing financial stress:

• Are you often late paying bills or relying on grace periods?
• Are you tapping into savings to meet monthly expenses?
• Are you at or near or your line-of-credit limit?
• Can you afford only the minimum payment on charge accounts?
• Are you borrowing to pay for items you used to buy with cash?
• Are you regularly getting overdraft fees on your checking account?
• Are you considering bankruptcy?
• Do you worry a lot about money?

When you seek our counseling services, we'll:

• Examine your income and outgoing expenses.
• Establish a workable, realistic budget & savings plan.
• Refer you to outside resources that may benefit your situation.
• Help resolve and improve your credit.