About Us

Our Mission

To help our members manage their financial life by providing highly personal products and services.

Our History

RT Federal Credit Union is a not-for-profit, member-owned financial institution whose charter was granted through the National Credit Union Administration in the name of Rome Teachers Federal Credit Union. We were founded in 1958 by seven employees of the Rome Consolidated School District to serve its employees and their immediate family members. Our purpose is to promote thrift among our members, by affording them an opportunity for accumulating their savings, and to create for them a source of credit for provident or productive purposes.

Over the next 64 years, our products and services offered grew, along with the employee groups we served increasing to twelve local school districts, as well as the Jervis Public Library, Rome Community Theater, and the Lewis County Health System.

In 2022, the Board of Directors made the decision to seek a community charter that would allow us to serve all who have a bond with our existing local school communities and adding additional districts bringing us to thirty-six school districts. In 2023 (our 65th year), we then changed our name from Rome Teachers Federal Credit Union to RT Federal Credit Union in our desire to reflect our new inclusive charter while also keeping our foundation always present.

We spent many years operating within a building of the Rome City School District, until 1998 when we moved into our own building, where we are located today. In 2017, we opened a drive-up Interactive Teller Machine in Camden, NY and hope to increase our footprint in the future.

Membership Eligibility

Effective 5/20/2023, RT Federal Credit Union converted to a community-chartered credit union.

Eligible members include persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in the

NY School Districts of:

Adirondack Central Schools, Boonville
Altmar-Parish-Williamstown Central Schools, Parish
Beaver River Central Schools, Beaver Falls
Belleville Henderson Central Schools, Adams
Camden Central Schools, Camden
Canastota Central Schools, Canastota
Central Square Central Schools, Central Square
Clinton Central Schools, Clinton
Copenhagen Central Schools, Copenhagen
Frankfort-Schuyler Central Schools, Frankfort
Fulton City Schools, Fulton
Holland Patent Central Schools, Holland Patent
Lowville Academy and Central School, Lowville
Madison Central Schools, Madison
Mexico Academy and Central School, Mexico
New Hartford Central Schools, New Hartford

Oneida City Schools, Oneida
Oriskany Central Schools, Oriskany

Oswego City Schools, Oswego
Phoenix Central Schools, Phoenix
Poland Central School, Poland
Pulaski Academy and Central Schools, Pulaski
Remsen Central School, Remsen
Rome City Schools, Rome
Sandy Creek Central School, Sandy Creek
Sauquoit Valley Central Schools, Sauquoit
South Jefferson Central Schools, Adams
South Lewis Central Schools, Turin
Stockbridge Valley Central School, Munnsville
Town of Webb Union Free School, Old Forge
Utica City Schools, Utica
Vernon Verona Sherrill Central Schools, Verona
Waterville Central School, Waterville
West Canada Valley Central Schools, Newport
Westmoreland Central School, Westmoreland
Whitesboro Central School, Whitesboro

Additional Eligibility

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers in the community; members of their immediate family or household; and organizations of such persons.

NCUA Insurance

Is my money safe in a credit union?

Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.

MyCreditUnion.gov is the NCUA’s consumer website that provides consumers and credit union members of all ages and life stages important financial literacy and personal finance information and resources.