Rome Teachers Federal Credit Union
 

Rome Teachers Federal Credit Union Current Rates

Loan Rates

Rome Teachers Federal Credit Union Current Rates as of: 8/29/2017

Loan TypeMax. TermAPR*Monthly Payment Per $1000
New and Used Autos & Motorcycles (2013 & Newer)4 yearsas low as 2.45%$21.89
New and Used Autos & Motorcycles (2013 & Newer)5 yearsas low as 2.55%$17.77
New and Used Autos & Motorcycles (2013 & Newer)6 yearsas low as 2.95%$15.17
New Autos & Motorcycles7 yearsas low as 3.95%$13.65
Used Autos & Motorcycles (2012 & Older)5 yearsas low as 5.95%$19.31
New and Used Titled Boats, RVs, & Campers (2007 & Newer)5 yearsas low as 3.39%$18.14
New and Used Titles Boats, RVs, & Campers (2007 & Newer)6 yearsas low as 4.39%$15.82
New and Used Titled Boats, RVs, & Campers (2007 & Newer)7 yearsas low as 5.39%$14.32
New and Used Titled Boats, RVs, & Campers (2007 & Newer)10 yearsas low as 6.39%$11.30
Used Titled Boats, RVs, & Campers (2006 & Older)5 yearsas low as 7.39%$19.99
New and Used Non-Titled Recreational Vehicles (2007 & Newer)3 yearsas low as 3.49%$29.30
New and Used Non-Titled Recreational Vehicles (2007 & Newer)4 yearsas low as 3.99%$22.57
New and Used Non-Titled Recreational Vehicles (2007 & Newer)5 yearsas low as 4.49%$18.64
Used Non-Titled Recreational Vehicles (2006 & Older)5 yearsas low as 7.49%$20.03
Graduate Tuition2 yearsas low as 2.16%$42.62
Personal Loans1 yearas low as 6.49%$86.29
Personal Loans2 yearsas low as 6.99%$44.77
Personal Loans3 yearsas low as 7.49%$31.10
Personal Loans4 yearsas low as 7.99%$24.41
Personal Loans5 yearsas low as 8.49%$20.51
Debt Consolidation5 yearsas low as 9.99%$21.25
Overdraft Line of Credit ($500 Limit)15.00%
Open End Line of Credit15.00%
Home Improvement5 yearsas low as 6.49%$19.56
Home Equity Loan - 80% LTV Fixed Rate - First Position7 years3.49%$13.44
Home Equity Loan - 80% LTV Fixed Rate - Second Position7 years3.99%$13.67
Home Equity Loan - 80% LTV Fixed Rate - First Position15 years4.45%$7.63
Home Equity Loan - 80% LTV Fixed Rate - Second Position15 years4.95%$7.88
Home Equity Line of Credit - 80% LTV (Variable & Fixed Rate Available)15 yearsas low as 4.00%$7.40
Share Secured5 years2.65% over dividend rate of shares pledged$17.82
VISA® Credit Card9.90%


Membership eligibility is required. Applications are subject to credit approval. Loan rates and terms are determined by overall credit history and are subject to change without notice.

*APR Annual Percentage Rate
Monthly payments per $1000 are based on the maximum terms listed.

Rome Teachers Federal Credit Union may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Dividend Rates

Rome Teachers Federal Credit Union Current Rates as of: 8/29/2017

TypeDividendAPY
Share Draft Checking: $100 minimum0.0%0.0%
Regular Shares: $100 minimum0.15%0.15%
Term Share Accounts: $1,000 minimum - 6 Month0.25%0.25%
Term Share Accounts: $1,000 minimum - 12 Month0.35%0.35%
Term Share Accounts: $1,000 minimum - 18 Month0.40%0.40%
Term Share Accounts: $1,000 minimum - 24 Month0.45%0.45%


Share rates and yields are subject to change without notice. Early withdrawal penalties may apply.