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A new alternative to conventional loans!
There's no catch - no monthly fees, no minimum balance, no direct deposit necessary.
Simple, powerful tools for staying connected to your accounts wherever you go.
Deposit checks anytime, anywhere - no lines, no trips, just a tap on your phone.
It's easy to access your money!
Use your RTFCU card at any COOP Network or Stewart's Shop ATM
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Auto rates as low as 4.49% APR*
RT Federal Credit Union is proud to celebrate Kristi’s 10-year anniversary with our team! As a dedicated Member Service Representative, Kristi has been a mentor, trainer, and a friendly face to countless members over the years.
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RT Federal Credit Union kicked off the school year with two special community events in September, one in Rome and one in Lyons Falls. Families enjoyed free lunch, activities for kids, and exciting giveaways for both students and adults.
Congratulations to Isabella, the 2025 recipient of the RT Federal Credit Union Scholarship! We wish her the very best in her future endeavors. Applications for our 2026 scholarships will open in October.
RT Federal Credit Union proudly celebrated the grand opening of its new Lyons Falls branch on July 10, 2025. Community members joined us for a day of giveaways, food, fun activities, and special appearances by the Berenstain Bears.
A home equity loan can be a powerful financial tool when used wisely. Whether you're tackling a major project or need a little extra support, here are three practical ways to put your home’s equity to work for you.
In celebration of World Book Day, RT Federal Credit Union had the pleasure of visiting the Oneida Public Library for a fun and educational story time event.
Life can be full of surprises—some welcome, others not so much. Whether it's an unexpected car repair, a last-minute travel need, or simply a gap in cash flow between paychecks, having quick access to funds can offer peace of mind.
We had a fantastic time visiting students in Kindergarten through 3rd grade at the Old Forge Public Library! At RT Federal Credit Union, we believe it's never too early to start learning about smart money habits—and what better way to do that than through a fun and engaging story?
RT Federal Credit Union is hosting a free community class designed to help you stay informed and protect yourself from fraud. Join us for an educational evening focused on understanding how scams work and what you can do to prevent becoming a victim.
Discover if you’re eligible to join RTFCU and take your finances further!
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